--- title: International payment processing solutions - Accept native currencies | Inovio description: International payment processing solutions for global businesses. Accept 49 different currencies natively around the world. --- [![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/) - [Payment](https://www.inoviopay.com/payment) - [![International Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/international-ico.webp) International Go global with secure payment acceptance for virtually every currency. ](https://www.inoviopay.com/payment/international) - [![Web3 Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/web3-ico.webp) Web3 Experience the future of payments as blockchain technology meets our next-level software development. ](https://www.inoviopay.com/payment/web3) - [![Payment Gateway Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/payment-gateway-ico.webp) Payment Gateway Access a flexible payment gateway that’s secure and scalable. ](https://www.inoviopay.com/payment/payment-gateway-open-api) - [![Hosted Checkout Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/hosted-checkout-ico.webp) Hosted Checkout Let us host your checkout page for you — one that blends seamlessly with your website. ](https://www.inoviopay.com/payment/hosted-checkout) - [![Recurring Subscription Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/recurring-subscription-ico.webp) Recurring Subscription Streamline your checkout with solutions for recurring and subscription-based payments. ](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/features) - [![Security Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/security-ico.webp) Security Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more. ](https://www.inoviopay.com/features/security) - [![Risk management Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/risk-management-ico.webp) Risk management Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more. ](https://www.inoviopay.com/features/risk-management) - [![Reporting Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/reporting-ico.webp) Reporting Create customizable, actionable reports to track your sales, inventory, and more. ](https://www.inoviopay.com/features/reporting) - [![Integrations Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/third-party-integrations-ico.webp) Integrations Enjoy seamless integration with leading third-party payment and CRM solutions. ](https://www.inoviopay.com/features/third-party-integrations) - [![White Label API Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/flexible-white-label-api-ico.webp) White Label API Integrate custom-branded payment processing into your app, platform, or website. ](https://www.inoviopay.com/features/flexible-white-label-api) - [![Authorization Optimization Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/authorization-optimization-ico.webp) Authorization Optimization Increase approvals with Transaction Recycling and Intelligent Transaction Routing. ](https://www.inoviopay.com/features/authorization-optimization) - [![Multi-Currency Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/multi-currency-ico.webp) Multi-Currency Accept your international customers’ local currencies while getting paid in yours. ](https://www.inoviopay.com/features/multi-currency) - [![Fraud Reduction Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/fraud-reduction-ico.webp) Fraud Reduction Reduce fraud while protecting sensitive cardholder data and your profits. ](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries) - [![Retail Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/retail-ico-1.webp) Retail Optimize your retail business’ payments and operations. ](https://www.inoviopay.com/industries/retail) - [![High risk Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/high-risk-ico.webp) High Risk Enjoy high approval rates for merchants in hard-to-place categories. ](https://www.inoviopay.com/industries/high-risk) - [![Medicinal Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/medicinal-ico.webp) Medicinal Let us simplify your payments so you can focus on your patients. ](https://www.inoviopay.com/industries/medicinal) - [![SaaS Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/saas-ico.webp) SaaS Automate recurring billing/subscription management through your software. ](https://www.inoviopay.com/industries/saas) - [![Education Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/education-ico.webp) Education Streamline tuition collection for your school or educational program. ](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/payment/international#) - [![Contact Us Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/contact-us-ico.png) Contact Us Get in touch with Inovio. ](https://www.inoviopay.com/payment/international#) - [![Partners Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/partners-ico.png) Partners Experience the flexibility of our partnership programs. ](https://www.inoviopay.com/partners) - [![About Us Icon](https://www.inoviopay.com/hubfs/Inovio/about-ico.png) About Us Discover the industry’s most intelligent global payment platform and gateway. ](https://www.inoviopay.com/about) - [![Blog Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/blog-ico.png) Blog Get all the latest payment technology tips and trends with Inovio Insights. ](https://www.inoviopay.com/blog) - [System Status ](https://paymentshub.statuspage.io) - [North.com ](https://north.com) - Get Started - [Payment](https://www.inoviopay.com/payment/international#) - [←](https://www.inoviopay.com/payment/international#) - [Payment](https://www.inoviopay.com/payment) - [International](https://www.inoviopay.com/payment/international) - [Web3](https://www.inoviopay.com/payment/web3) - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api) - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout) - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/payment/international#) - [←](https://www.inoviopay.com/payment/international#) - [Features](https://www.inoviopay.com/features) - [Security](https://www.inoviopay.com/features/security) - [Risk Management](https://www.inoviopay.com/features/risk-management) - [Reporting](https://www.inoviopay.com/features/reporting) - [Integrations](https://www.inoviopay.com/features/third-party-integrations) - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api) - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization) - [Multi-Currency](https://www.inoviopay.com/features/multi-currency) - [Fraud](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/payment/international#) - [←](https://www.inoviopay.com/payment/international#) - [Industries](https://www.inoviopay.com/industries) - [Retail](https://www.inoviopay.com/industries/retail) - [High Risk](https://www.inoviopay.com/industries/high-risk) - [Medicinal](https://www.inoviopay.com/industries/medicinal) - [SaaS](https://www.inoviopay.com/industries/saas) - [Education](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/payment/international#) - [←](https://www.inoviopay.com/payment/international#) - [Contact Us](https://www.inoviopay.com/payment/international#) - [About Us](https://www.inoviopay.com/about) - [Blog](https://www.inoviopay.com/blog) - [Partners](https://www.inoviopay.com/partners) - [System Status](https://paymentshub.statuspage.io) - [North.com](https://north.com) ![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png) - Close We're here to help! If you’ve made it this far, you’re the smart and savvy type we love doing business with. Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form. [Home](https://www.inoviopay.com/) › [Payment](https://www.inoviopay.com/payment) › International ## What we do. When it comes to global currencies, we speak the native tongue. We understand the intricacies of international business — over land, overseas, wherever ecommerce lives. Beyond insight and expertise, we know the importance of supporting the people with whom we do business. We are more than simply payment processing. We bring true white-glove service with an exacting, unmatched attention for detail to everything we do. U.S. processing with U.S. settlement? Yes. International processing with U.S. settlement? Done. Global processing with international settlement? Count on it. With three decades of experience, we can process payments here, there, anywhere on the planet. ## Multi-currency conversion. Wherever you’re getting ecommerce done, we speak the language. We deal with 179 global currencies. We give you the power to create meaningful pricing wherever you’re selling, priced in the native currency. Charge customers in their native currency, get paid in yours. ![international currency](https://www.inoviopay.com/hs-fs/hubfs/Inovio/international-img.webp?width=1108&height=311&name=international-img.webp)   ## Highly versatile pay-ins and pay-outs. Our gateway features a highly flexible, easy-to-use global payouts system, true end-to-end processing from one powerful API integration. Wherever in the world money is sent or received, you’re in complete control. - 1. Payment options, from credit to debit to ACH to RTP — even crypto and stablecoins. - 2. Numerous ERP integrations. - 3. Monitor and analyze reconciliations from a single dashboard. - 4. The flexibility to absorb, pass on, or share costs. ![man on mobile looking at international currency](https://www.inoviopay.com/hubfs/Inovio/Group%2029459.webp) ![man making international payment on laptop](https://www.inoviopay.com/hubfs/Inovio/Group%2030761.webp) ![woman comparing reconciliation for international transactions](https://www.inoviopay.com/hubfs/Inovio/Group%2030762.png) ![man and woman comparing international payment options](https://www.inoviopay.com/hubfs/Inovio/Group%2030763.png) ![international icons](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Scalability_img.webp?width=993&height=95&name=Scalability_img.webp) ## Scalability Adapt to shifting global business needs, stay cost effective anywhere in the world. Add services, economize resources, tailor processing requirements based on geography. Go ahead and expand internationally. We give you the power to stay ahead of the curve, out front of ever-shifting ecommerce demands. ![globe](https://www.inoviopay.com/hs-fs/hubfs/Inovio/globe.webp?width=110&height=110&name=globe.webp) ## Accept alternative payment methods — and every foreign currency. Inovio gives you the agility to meet the demands of evolving payment technology. Easily accept payment services such as Apple Pay, Google Pay, and many more. When a new way to pay emerges, we’ll be ready for it. Let's Go                   ›   ## The benefits of working with Inovio. We take a worldview when it comes to payment processing. While our international fluency and innovative gateway are essential to the Inovio way, we understand the importance of comprehensive service. We bring additional benefits that provide a seamless, complete ecommerce experience. Integrations We’re building a developer-friendly world. Inovio’s innovative API means more connections, better tools, and smoother integration into your business. Whether it’s global ecommerce or a local campaign, we have the resources that fit your unique business needs. [   Learn More   ](https://www.inoviopay.com/features/third-party-integrations) Flexibility Whatever coding language you work with, our APIs speak it. We adapt to virtually any programming on the planet. Inovio’s flexible platform means developers can integrate our extensive suite of services any way they want, with total control over customization. [   Learn More   ](https://www.inoviopay.com/features/flexible-white-label-api) Authorization optimization We’ve designed our authorizations for higher-than-standard risk. We bring more data, a greater depth of experience that translates to higher first-time authorization rates, fraud protection that’s balanced and bulletproof, and intelligent routing built for an ecommerce world. [   Learn More   ](https://www.inoviopay.com/features/authorization-optimization) Fraud prevention More and more, global business is online. And every day brings new ways to pay, from NFC to contactless to card-not-present — and each new way brings new challenges for keeping transactions safe and secure. When fighting cybercrime, you need a payments partner who can help you keep sensitive data secure. Inovio protects at the point of sale and around the world, from banks to processors to your base of operation. We have the technologies and expertise to deliver encrypted payments with advanced security that protects both you and your customers from fraud. [   Learn More   ](https://www.inoviopay.com/features/fraud-reduction) ## Inovio’s resources are yours to explore. Want to know more? Visit our [resource library](https://www.inoviopay.com/blog) to learn more about Inovio, our payment gateway, ecommerce solutions, and more. [### How Smart Payments Turn Small Business Browsers Into Buyers By Jereme Sanborn | March 03, 2026 ](https://www.inoviopay.com/blog/how-smart-payments-turn-small-business-browsers-into-buyers) [### 5 Business Problems a Payment API Solves By Dave Galens | February 26, 2026 ](https://www.inoviopay.com/blog/5-business-problems-a-payment-api-solves) [### How Saved Payments Change Buying Behavior at Checkout By Dave Galens | February 19, 2026 ](https://www.inoviopay.com/blog/how-saved-payments-change-buying-behavior-at-checkout) [More Articles                   ›](https://www.inoviopay.com/blog) ## Frequently Asked Questions ### What is the international payment process? This form of payment processing involves transactions between different countries. That usually means converting currencies, complying with the regulations of the different countries, and working within international banking systems. In simplest terms, a customer chooses a payment method and completes their transaction. Then, the international merchant's payment gateway accepts and encrypts the transaction data. From there, the gateway sends the data to the customer's financial institution for either approval or rejection. The gateway then sends the approval or rejection back to the merchant, who informs the customer. ### How do I process an overseas payment? This is usually handled via a bank wire transfer. Funds are electronically transferred from a customer’s to a recipient's (usually a merchant’s) bank account in a different country. Required details include the recipient's bank account number and SWIFT code. International payments can also be handled through 3rd-party online payment services such as PayPal or specialized international money transfer platforms like Wise. Additional factors include the timeframe required for the transaction as well as the amount of processing fees involved. ```json { "@context" : "http://schema.org", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : { "@id" : "https://www.inoviopay.com", "name" : "Home" }, "position" : 1 } ] } ```