--- title: Merchant Accounts for Schools & Educational Programs | Inovio description: Secure merchant accounts for schools and educational programs. Simplify payments for tuition, fees, and donations with tailored, reliable processing solutions. --- [![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/) - [Payment](https://www.inoviopay.com/payment) - [![International Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/international-ico.webp) International Go global with secure payment acceptance for virtually every currency. ](https://www.inoviopay.com/payment/international) - [![Web3 Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/web3-ico.webp) Web3 Experience the future of payments as blockchain technology meets our next-level software development. ](https://www.inoviopay.com/payment/web3) - [![Payment Gateway Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/payment-gateway-ico.webp) Payment Gateway Access a flexible payment gateway that’s secure and scalable. ](https://www.inoviopay.com/payment/payment-gateway-open-api) - [![Hosted Checkout Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/hosted-checkout-ico.webp) Hosted Checkout Let us host your checkout page for you — one that blends seamlessly with your website. ](https://www.inoviopay.com/payment/hosted-checkout) - [![Recurring Subscription Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/recurring-subscription-ico.webp) Recurring Subscription Streamline your checkout with solutions for recurring and subscription-based payments. ](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/features) - [![Security Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/security-ico.webp) Security Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more. ](https://www.inoviopay.com/features/security) - [![Risk management Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/risk-management-ico.webp) Risk management Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more. ](https://www.inoviopay.com/features/risk-management) - [![Reporting Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/reporting-ico.webp) Reporting Create customizable, actionable reports to track your sales, inventory, and more. ](https://www.inoviopay.com/features/reporting) - [![Integrations Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/third-party-integrations-ico.webp) Integrations Enjoy seamless integration with leading third-party payment and CRM solutions. ](https://www.inoviopay.com/features/third-party-integrations) - [![White Label API Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/flexible-white-label-api-ico.webp) White Label API Integrate custom-branded payment processing into your app, platform, or website. ](https://www.inoviopay.com/features/flexible-white-label-api) - [![Authorization Optimization Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/authorization-optimization-ico.webp) Authorization Optimization Increase approvals with Transaction Recycling and Intelligent Transaction Routing. ](https://www.inoviopay.com/features/authorization-optimization) - [![Multi-Currency Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/multi-currency-ico.webp) Multi-Currency Accept your international customers’ local currencies while getting paid in yours. ](https://www.inoviopay.com/features/multi-currency) - [![Fraud Reduction Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/fraud-reduction-ico.webp) Fraud Reduction Reduce fraud while protecting sensitive cardholder data and your profits. ](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries) - [![Retail Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/retail-ico-1.webp) Retail Optimize your retail business’ payments and operations. ](https://www.inoviopay.com/industries/retail) - [![High risk Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/high-risk-ico.webp) High Risk Enjoy high approval rates for merchants in hard-to-place categories. ](https://www.inoviopay.com/industries/high-risk) - [![Medicinal Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/medicinal-ico.webp) Medicinal Let us simplify your payments so you can focus on your patients. ](https://www.inoviopay.com/industries/medicinal) - [![SaaS Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/saas-ico.webp) SaaS Automate recurring billing/subscription management through your software. ](https://www.inoviopay.com/industries/saas) - [![Education Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/education-ico.webp) Education Streamline tuition collection for your school or educational program. ](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/industries/education#) - [![Contact Us Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/contact-us-ico.png) Contact Us Get in touch with Inovio. ](https://www.inoviopay.com/industries/education#) - [![Partners Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/partners-ico.png) Partners Experience the flexibility of our partnership programs. ](https://www.inoviopay.com/partners) - [![About Us Icon](https://www.inoviopay.com/hubfs/Inovio/about-ico.png) About Us Discover the industry’s most intelligent global payment platform and gateway. ](https://www.inoviopay.com/about) - [![Blog Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/blog-ico.png) Blog Get all the latest payment technology tips and trends with Inovio Insights. ](https://www.inoviopay.com/blog) - [System Status ](https://paymentshub.statuspage.io) - [North.com ](https://north.com) - Get Started - [Payment](https://www.inoviopay.com/industries/education#) - [←](https://www.inoviopay.com/industries/education#) - [Payment](https://www.inoviopay.com/payment) - [International](https://www.inoviopay.com/payment/international) - [Web3](https://www.inoviopay.com/payment/web3) - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api) - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout) - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/industries/education#) - [←](https://www.inoviopay.com/industries/education#) - [Features](https://www.inoviopay.com/features) - [Security](https://www.inoviopay.com/features/security) - [Risk Management](https://www.inoviopay.com/features/risk-management) - [Reporting](https://www.inoviopay.com/features/reporting) - [Integrations](https://www.inoviopay.com/features/third-party-integrations) - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api) - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization) - [Multi-Currency](https://www.inoviopay.com/features/multi-currency) - [Fraud](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries/education#) - [←](https://www.inoviopay.com/industries/education#) - [Industries](https://www.inoviopay.com/industries) - [Retail](https://www.inoviopay.com/industries/retail) - [High Risk](https://www.inoviopay.com/industries/high-risk) - [Medicinal](https://www.inoviopay.com/industries/medicinal) - [SaaS](https://www.inoviopay.com/industries/saas) - [Education](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/industries/education#) - [←](https://www.inoviopay.com/industries/education#) - [Contact Us](https://www.inoviopay.com/industries/education#) - [About Us](https://www.inoviopay.com/about) - [Blog](https://www.inoviopay.com/blog) - [Partners](https://www.inoviopay.com/partners) - [System Status](https://paymentshub.statuspage.io) - [North.com](https://north.com) ![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png) - Close We're here to help! If you’ve made it this far, you’re the smart and savvy type we love doing business with. Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form. [Home](https://www.inoviopay.com/) › [Industries](https://www.inoviopay.com/industries) › Education ## Next-generation merchant services for schools, colleges, and nonprofits. ![Hosted_Checkout_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Hosted_Checkout_ico.webp?height=80&name=Hosted_Checkout_ico.webp) Hosted Checkout Inovio’s tech-forward education payment processing makes it easier than ever to accept payments online. Your merchant account will allow you to accept ecommerce transactions directly on your website with our Hosted Payment Form. Or, on a custom-branded Hosted Checkout Page that we host for you. [Explore       ›](https://www.inoviopay.com/payment/hosted-checkout) ![Recurring_Subscription_Payments_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Recurring_Subscription_Payments_ico.webp?height=80&name=Recurring_Subscription_Payments_ico.webp) Recurring/Subscription Payments We also offer affordable, PCI-compliant payment solutions for recurring purchases and subscriptions. These invaluable processing solutions help you automate payments and schedule renewals at any interval to keep cash flowing so you can focus on other matters: Your students. [Explore       ›](https://www.inoviopay.com/payment/recurring-subscription) ![International_Payments_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/International_Payments_ico.webp?height=80&name=International_Payments_ico.webp) International Payments Our education payment solutions allow you to accept international currencies through our secure payment gateway. Accept international credit cards, worldwide SMS payments, electronic cash payments, US ACH payments, and US and EU direct debit cards. Charge customers in their currency and get paid in yours with our Multi-Currency Conversion. [Explore       ›](https://www.inoviopay.com/payment/international) ## Receive payments on POS systems for schools. Our secure, affordable, and compliant education payment solutions allow you to accept payments online or in person. All while offering tools to streamline your back office while you save time and money. ![Group 30524](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030524.webp?width=676&height=820&name=Group%2030524.webp) ![Group 30743](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030743.webp?width=676&height=820&name=Group%2030743.webp) ![Group 30745](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030745.webp?width=676&height=820&name=Group%2030745.webp) ![Group 30747](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030747.webp?width=676&height=820&name=Group%2030747.webp) ![Group 30749](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030749.webp?width=676&height=820&name=Group%2030749.webp) ![Group 30751](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030751.webp?width=676&height=820&name=Group%2030751.webp) ![Group 30753](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030753.webp?width=676&height=820&name=Group%2030753.webp) ## Ironclad Security Support for 3-D Secure (3DS 2.0) authentication, certified by EMVCo®. Certified, point-to-point encryption and military-grade tokenization. Fully PCI-compliant credit card processing. No other payment technology partner or school merchant account provider does more to safeguard sensitive cardholder data and fight fraud and chargebacks online than Inovio. [Explore               ›](https://www.inoviopay.com/features/security) ## Simplified Risk Management School merchant accounts from Inovio give you access to the latest technologies for minimizing risk — technologies like Authorization Optimization, a Risk Monitoring System, and Fraudcast (chargeback mitigation). Plus, simplified whitelists and blacklists, and more. Get more than just a merchant account. Get a partner that can help protect your profits. [Explore               ›](https://www.inoviopay.com/features/authorization-optimization) ## Third-Party Integrations Inovio offers seamless integration to leading third-party ecommerce platforms like WooCommerce, PrestaShop, and Magento. Plus, leading CRM solutions like Verifi, Infusionsoft, and Cart Connect. Not to mention, leading payment software like Payanywhere. [Explore               ›](https://www.inoviopay.com/features/third-party-integrations) ## Customizable Reporting Get access to analytics-based reporting in our online merchant portal. Turn real-time transaction data into actionable insights to simplify your inventory, employee, customer, and chargeback management. Easily identify daily, weekly, monthly, or yearly trends, and more. [Explore               ›](https://www.inoviopay.com/features/reporting) ## Authorization Optimization Our modern payment options help reduce network declines and increase approval rates. Our education payment systems even help to reauthorize declined payments (Transaction Recycling) and increase approval ratios. There’s even Auto Account Updater so you never miss a payment. [Explore               ›](https://www.inoviopay.com/features/authorization-optimization) ## Maximum Flexibility A school merchant account with Inovio gives you access to a flexible payment platform and gateway that can adapt to changes and scale with you as you grow your school, education, or non-profit business. [Explore               ›](https://www.inoviopay.com/payment/payment-gateway-open-api) ## Multi-Currency Conversion Accept payments in international currencies while receiving deposits in your native currency. Set your website’s pricing in up to 179 currencies. Then, get paid in yours through our secure payment gateway. Take advantage of exchange rates and foreign exchange market conversions, updated daily, and more. [Explore               ›](https://www.inoviopay.com/features/multi-currency) 1/ ## Frequently Asked Questions ### What type of payments does Inovio support? We offer support for ecommerce, in-person, and mobile payments made with credit cards, debit cards, and more. We have a full lineup of payment hardware to choose from. As an international payment processor, we can even process your overseas payments. ### How secure is Inovio’s platform and gateway? Inovio’s credit card processing is fully PCI-compliant and secured by certified, point-to-point encryption and military-grade tokenization. Plus, the latest fraud detection tools to further safeguard sensitive cardholder data. ### What kind of customer care can I expect? At Inovio, we pride ourselves on offering white-glove customer support to our clients. That’s why we offer peace of mind with every school merchant account in the form of round-the-clock, live customer care, and technical support. ```json { "@context" : "http://schema.org", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : { "@id" : "https://www.inoviopay.com", "name" : "Home" }, "position" : 1 } ] } ```