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Contact us by calling 866-267-2246, emailing info@inoviopay.com, or filling out the form.
Go global with secure payment acceptance for virtually every currency.
Experience the future of payments as blockchain technology meets our next-level software development.
Access a flexible payment gateway that’s secure and scalable.
Let us host your checkout page for you — one that blends seamlessly with your website.
Streamline your checkout with solutions for recurring and subscription-based payments.
Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more.
Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more.
Create customizable, actionable reports to track your sales, inventory, and more.
Enjoy seamless integration with leading third-party payment and CRM solutions.
Integrate custom-branded payment processing into your app, platform, or website.
Increase approvals with Transaction Recycling and Intelligent Transaction Routing.
Accept your international customers’ local currencies while getting paid in yours.
Reduce fraud while protecting sensitive cardholder data and your profits.
Optimize your retail business’ payments and operations.
Enjoy high approval rates for merchants in hard-to-place categories.
Let us simplify your payments so you can focus on your patients.
Automate recurring billing/subscription management through your software.
Streamline tuition collection for your school or educational program.
If you’ve made it this far, you’re the smart and savvy type we love doing business with.
Contact us by calling 866-267-2246, emailing info@inoviopay.com, or filling out the form.
Inovio’s authorization optimization software helps you reduce network declines and increase approval rates. That means more payment transactions get approved — with significantly less risk.
We’ve designed our authorizations for higher-than-standard risk. We bring more data, a greater depth of experience that translates to higher first-time authorization rates, fraud protection that’s balanced and powerful, and intelligent routing built for an ecommerce world. It adds up to an upgraded experience for your customers — and a higher grade of performance for your business.
A bank can decline a transaction for a number of reasons: insufficient funds, unpaid bills, and, especially, fraud.
Reauthorize declines
with Transaction
Recycling.
Inovio’s tech-forward education payment processing makes it easier than ever to accept payments online. Your merchant account will allow you to accept ecommerce transactions directly on your website with our Hosted Payment Form. Or, on a custom-branded Hosted Checkout Page that we host for you.
Increase approval
ratios with Intelligent
Transaction Routing.
This process enables automatic transaction routing between multiple acquiring banks, which improves the success rate of payment conversions — including declines, failovers, and recurring payment retries.
Avoid payment
disruption with Auto
Account Updater.
Many times declines are the result of expired or incorrect customer account information — especially with recurring payments and other “set it and forget it” payment types. With our auto updater feature, customers can quickly, easily, even automatically keep their payment information current — and that reduces declines.
Our system can quickly identify if a decline stems from fraudulent activity and take measures to protect you and your customers. It’s just one way our system fights fraud. We even give you the ability to control the number of authorizations attempted — a powerful tool in fighting one of fraudsters’ favorite tricks: Card testing.
If we determine that fraud isn’t at the root of a decline, we can search for a path forward. Inovio’s authorization optimization exhausts every valid avenue to deliver your business a successful transaction.
Wherever you’re getting ecommerce done, we speak the language. We deal with 179 global currencies. We give you the power to create meaningful pricing wherever you’re selling, priced in the native currency. Charge customers in their native currency, get paid in yours.
Like our white-glove service and support, authorization optimization is another way that Inovio goes the extra mile in delivering you an exceptional payment processing experience. A world-class gateway is the heart and soul of Inovio — but it’s our enhanced services and resources that truly set us apart. Discover the Inovio difference.
Banks may decline a transaction for a number of reasons: insufficient funds, unpaid bills, expired payment information, and, especially, fraud. Authorization optimization is a series of strategies designed to refine procedures and reduce declines. The benefit is a higher rate of authorizations — or approvals — during the payment process.
Rates are elevated through tactics such as keeping customer and payment information up to date, employing state-of-the-art fraud detection, and streamlining checkout processes to minimize declines and improve customer experience.