--- title: Multi-Currency Payment Processing - Cross-Border ecommerce Solutions | Inovio description: "Expand globally with multi-currency payments: accept foreign currencies seamlessly, enhance customer experience, and grow your business without borders." --- [![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/) - [Payment](https://www.inoviopay.com/payment) - [![International Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/international-ico.webp) International Go global with secure payment acceptance for virtually every currency. ](https://www.inoviopay.com/payment/international) - [![Web3 Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/web3-ico.webp) Web3 Experience the future of payments as blockchain technology meets our next-level software development. ](https://www.inoviopay.com/payment/web3) - [![Payment Gateway Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/payment-gateway-ico.webp) Payment Gateway Access a flexible payment gateway that’s secure and scalable. ](https://www.inoviopay.com/payment/payment-gateway-open-api) - 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[![Multi-Currency Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/multi-currency-ico.webp) Multi-Currency Accept your international customers’ local currencies while getting paid in yours. ](https://www.inoviopay.com/features/multi-currency) - [![Fraud Reduction Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/fraud-reduction-ico.webp) Fraud Reduction Reduce fraud while protecting sensitive cardholder data and your profits. ](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries) - [![Retail Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/retail-ico-1.webp) Retail Optimize your retail business’ payments and operations. ](https://www.inoviopay.com/industries/retail) - [![High risk Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/high-risk-ico.webp) High Risk Enjoy high approval rates for merchants in hard-to-place categories. ](https://www.inoviopay.com/industries/high-risk) - [![Medicinal Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/medicinal-ico.webp) Medicinal Let us simplify your payments so you can focus on your patients. ](https://www.inoviopay.com/industries/medicinal) - 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[![Blog Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/blog-ico.png) Blog Get all the latest payment technology tips and trends with Inovio Insights. ](https://www.inoviopay.com/blog) - [System Status ](https://paymentshub.statuspage.io) - [North.com ](https://north.com) - Get Started - [Payment](https://www.inoviopay.com/features/multi-currency#) - [←](https://www.inoviopay.com/features/multi-currency#) - [Payment](https://www.inoviopay.com/payment) - [International](https://www.inoviopay.com/payment/international) - [Web3](https://www.inoviopay.com/payment/web3) - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api) - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout) - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/features/multi-currency#) - [←](https://www.inoviopay.com/features/multi-currency#) - [Features](https://www.inoviopay.com/features) - [Security](https://www.inoviopay.com/features/security) - [Risk Management](https://www.inoviopay.com/features/risk-management) - [Reporting](https://www.inoviopay.com/features/reporting) - [Integrations](https://www.inoviopay.com/features/third-party-integrations) - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api) - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization) - [Multi-Currency](https://www.inoviopay.com/features/multi-currency) - [Fraud](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/features/multi-currency#) - [←](https://www.inoviopay.com/features/multi-currency#) - [Industries](https://www.inoviopay.com/industries) - [Retail](https://www.inoviopay.com/industries/retail) - [High Risk](https://www.inoviopay.com/industries/high-risk) - [Medicinal](https://www.inoviopay.com/industries/medicinal) - [SaaS](https://www.inoviopay.com/industries/saas) - [Education](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/features/multi-currency#) - [←](https://www.inoviopay.com/features/multi-currency#) - [Contact Us](https://www.inoviopay.com/features/multi-currency#) - [About Us](https://www.inoviopay.com/about) - [Blog](https://www.inoviopay.com/blog) - [Partners](https://www.inoviopay.com/partners) - [System Status](https://paymentshub.statuspage.io) - [North.com](https://north.com) ![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png) - Close We're here to help! If you’ve made it this far, you’re the smart and savvy type we love doing business with. Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form. [Home](https://www.inoviopay.com/) › [Features](https://www.inoviopay.com/features) › Multi Currency ## What is multi-currency payment processing? Multi-currency payment processing refers to technologies that allow you to accept cross-border payments in local currencies, while getting paid in yours. In fact, Inovio’s Multi-Currency Conversion (MCC) solution allows you to accept all sorts of international payments, with support for 179 different international currencies in all. We’ll help simplify currency exchange with a global payment platform and gateway that integrates with your website seamlessly, so you can process payments in different currencies with ease. We even offer real-time currency conversion that automatically secures you the best possible exchange rates. If you’re looking for the latest and greatest in cross-border payment processing, go with Inovio. ## The only payment platform and payment gateway for simplified cross-border ecommerce. Let Inovio’s next-generation payment gateway and platform simplify the complexities of managing cross-border payments. Accept multiple currencies while offering your customers a contemporary checkout experience that’s as seamless as it is secure. ### Price in your currency. With Inovio’s innovative Multi-Currency Conversion, you can easily price in your native currency (U.S. dollars for instance) while allowing your customers to pay in their own. There are several advantages to these types of multi-currency payments. For starters, you eliminate the need for currency conversion at checkout, which reduces abandoned shopping carts. You also protect your profits from fluctuating foreign exchange rates. ### Accept virtually every imaginable currency. The U.S. dollar, the Japanese yen, the British pound, the Chinese yuan, the Indian rupee. When you go with Inovio, you’ll be able to accept international payments in 179 different foreign currencies. All currency transactions are processed securely, with real-time updates to keep you informed on changes to exchange rates before funds are deposited in your merchant bank account. ### Provide frictionless pay-ins and pay-outs in native currencies. Inovio makes it easy to process pay-ins and pay-outs in local currencies. This helps reduce international transaction fees (which can be high). It also eliminates confusion at the point of checkout for your customers. We’ll even help you transfer funds to your local bank account with minimal friction. It’s the future of multi-currency payment processing, available now. ### Offer transparent, real-time pricing with dynamic currency conversion. In addition to Multi-Currency Conversion, Inovio also offers Dynamic Currency Conversion (DCC). This solution for both card-present and keyed transactions gives your customers the choice of paying in their native currency or yours. (You’re still funded through your local bank). DCC is a great way to accept online payments from international customers, while allowing them to see the current exchange rate in real time, and reducing costly chargebacks. 1/ ## Frequently Asked Questions ### Why should I partner with Inovio for international payment acceptance? Because we are a proven international payments leader offering access to the very latest payment technologies. Plus, we provide daily exchange rate conversions, and the ability to revalue open transactions at the end of a payment period. As a result, we can modify the pricing on billing amounts according to any fluctuations in the exchange rate. ### How does Inovio help minimize international currency exchange risk? Inovio helps minimize international currency exchange risk by letting you charge customers in their local currency while you receive funds in your own currency, removing the need for manual conversion and shielding you from day-to-day FX swings. Through its Multi-Currency Conversion and Dynamic Currency Conversion (DCC), Inovio provides real-time exchange rates at checkout, allowing rates to be effectively locked in and protecting your margins from later fluctuations. The platform supports payments in numerous local currencies to cut fees and customer confusion, and its advanced risk management tools help reduce chargeback risk. Inovio’s flexibility also lets you tailor processing and manage currency exposure as your global footprint grows.   ### What are multi-currency payments and what should I look for when choosing a multi-currency payment platform? Multi-currency payments let you accept, send, and settle transactions in more than one currency, so customers pay in their local currency while you receive funds in yours. Inovio is built for this: it provides frictionless pay-ins and pay-outs in native currencies and helps you move funds into your local bank account with minimal friction, reducing international fees and confusion at checkout. Inovio also offers transparent, real-time FX pricing with Dynamic Currency Conversion (DCC), plus support for local digital wallets and payment methods (like PagoEfectivo and SEPA), giving you a future-ready multi-currency payment solution. ### What specific anti-fraud tools does Inovio use to secure cross-border, multi-currency transactions? Inovio secures cross-border, multi-currency transactions with a multilayered set of anti-fraud tools. The platform supports 3-D Secure (3DS/3DS2, certified by EMVCo®) for strong customer authentication, helping verify cardholders and reduce fraudulent online transactions. It is fully PCI DSS compliant, aligning with rigorous global data security standards. Inovio also uses certified point-to-point encryption (P2PE) to protect data in transit and tokenization to replace sensitive card details with random, non-fungible tokens throughout the checkout process. These controls work together to minimize fraud, reduce chargebacks, and protect sensitive cardholder data in high-risk, cross-border, multi-currency payment environments. ### Are Inovio’s international payments secure? They are. In fact, nobody takes safeguarding sensitive cardholder data and protecting your profits more seriously than we do. Our fully PCI-compliant transactions are protected by certified, point-to-point encryption and military-grade tokenization. Plus, the latest Fraud Prevention and Chargeback Reduction Tools, support for 3-D Secure, and more. ```json { "@context" : "http://schema.org", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : { "@id" : "https://www.inoviopay.com", "name" : "Home" }, "position" : 1 } ] } ```