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Payment solutions for adult businesses? We’re the only partner you’ll ever need.

Nobody knows adult merchant accounts better than Inovio. We are an experienced adult payment processor and payment gateway offering easy onboarding, affordable, PCI–compliant solutions, and white-glove customer care. If you’re a business in the adult entertainment industry, why not go all the way? Partner with the adult payment processor that has been helping high-risk merchants accept credit cards since 1992.

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HomeIndustriesHigh Risk › Adult

Accept credit cards with a high-risk adult merchant account.

Nobody makes accepting payments easier for businesses in the adult entertainment industry.

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Hosted
Checkout

Inovio makes selling from your ecommerce site simple. Specify accepted payment methods and checkout options such as tipping and custom fields. Add a hosted payment button, sendable link, or POST API request to your ecommerce site with our Hosted Payment Form. Or, add a payment button that links to a custom-branded Hosted Checkout Page.

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Recurring/Subscription
Payments

Securely store cards on file for repeat customers while using our flexible billing schedules to maintain that all-important cash flow. Automate your billing and encourage prompt payments with our processing solutions for recurring and subscription-based payments.

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International
Payments

Securely accept payment methods including credit cards, worldwide SMS payments, electronic cash payments, US ACH payments, and US and EU direct debit cards. Price in your international customers’ currency while getting paid in yours with our Multi-Currency Conversion.

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The best features for high-risk businesses.

From in-store to mobile payments, online to international payments, Inovio uses the latest technology to safeguard sensitive data while increasing transaction approvals and your profits.

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Frequently Asked Questions

Why is the adult industry considered high-risk?

There are several reasons why online dating sites, webcam businesses, and merchants selling adult content or adult products would be considered high-risk. These include the various compliance/legal requirements associated with the industry. Businesses in the adult entertainment industry also have higher risks of fraud and chargebacks. There’s also the fact that businesses with adult merchant accounts tend to have a lot of online card-not-present/international payments or may not be long-established businesses.

How does being high-risk affect getting approved for a merchant account?
Being considered a high-risk business by sponsor banks doesn’t mean you can’t get approved for an adult merchant account, though there are a few things you can expect. These include providing additional documentation during the application process and paying slightly higher processing fees for credit card payments. You may also be required to keep a rolling reserve, where a portion of your credit card processing proceeds are held back to cover potential chargebacks.
How do I choose an adult payment processor?
There are several things to consider when choosing an adult payment processor to partner with. You’ll want to choose a payment processing company that offers high approval rates, easy onboarding, and affordable, PCI-compliant payment services. You’ll also want to secure your high-risk merchant account from a payment technology partner that offers products and services that are customized for the adult industry.