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Meet our flexible payment gateway — adaptable, intelligent, seamless.

You’re building your ecommerce world your way. That’s why we don’t do off-the-shelf solutions. Inovio’s flexible payment gateway APIs are agile, adaptable, and secure — a rich set of customizable resources that speak any programming language. The world is yours.

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HomePayment › Payment Gateway

Welcome to the world’s most intelligent payment gateway.

We’re changing the way global ecommerce works. Here’s a payment solution for any industry, from any bank source, with any endpoint — a seamless user experience, an omni-channel platform that unifies the entire transaction process. This is a gateway ready to meet evolving consumer behaviors, ever-changing regulations, and the shifty, slippery ways of fraudsters.

The payment gateway that works for you.

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Our benefits.

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Integrations made easy.

Our developer-friendly API brings you more connections, powerful tools, and a smooth integration into your workflow. Wherever your ecommerce lives, from marketing campaign management to international solutions, we have a streamlined fix that fits your unique needs.

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Authorization that’s optimized.

Our authorization process is robust, designed for higher-than-standard risk. We have the experience and the data to bring you higher first-time authorization rates, fraud protection that’s balanced and bulletproof, and intelligent routing built for an ecommerce world.

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Security that fights fraud.

Global ecommerce is full of payment options — and just as many threats. From POS to contactless to card-not-present, fraudsters have devious means to attack just about any payment method. When fighting cybercrime, you need a payments partner who can help you keep sensitive data secure. Inovio protects you at the point of sale and around the world, every step of the way. We have the technologies and expertise to deliver encrypted payments with advanced security that protects both you and your customers from fraud.

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Discover more about Inovio.

Visit our resource library to learn more about our payment gateway, ecommerce solutions, and more.

Developers: Inovio has a better way for payment integrations.

We can help you cut integration time while increasing your product development. The North Developer Portal is a place where merchants, ISVs, and VARs can discover a payment ecosystem populated by full-featured solutions. Let’s get developing.

Go to Inovio Developers           ↗

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Frequently Asked Questions

What are API payment gateways?

An API, or “Application Programming Interface,” is a set of coded rules and protocols that act as a bridge between different computer systems. An API payment gateway uses this code to allow payment systems to communicate and interact with each other.

What is the difference between payment gateway and API?

A payment gateway acts as a secure intermediary between a merchant and a customer's bank, allowing online payments to be made.  An allows different payment applications to communicate and exchange data. Payment gateways utilize APIs to facilitate transactions.

Are payment APIs free?

While some processors may make API code available for free, there is usually a fee associated with their use in payment transactions. There are different pricing models, depending on the payment processor. The charge may be a flat fee or levied on a per-transaction basis.