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Excellent credit repair merchant accounts and payment processing.

There’s a reason so many credit repair businesses turn to Inovio for payment processing. Actually, there are several. We’ve been offering affordable, PCI-compliant high-risk merchant accounts to specialty merchants like those in the credit repair industry for decades. Plus, our credit repair merchant accounts are powered by the very latest payment technology, and supported by white-glove customer care and technical support you just won’t find anywhere else.

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The best credit repair merchant accounts.

While it’s true that payment processors and their sponsor banks consider merchants in the credit repair industry to be high-risk businesses, that doesn’t mean it’s difficult to get approved for a credit repair merchant account. Experience Inovio’s ease of onboarding, low payment processing rates, and high authorization rates for yourself.

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Hassle-free
Hosted Checkout

From solutions that we embed on your credit repair services website, to custom-branded options that we host for you, Inovio’s flexible Hosted Checkout Solutions make ecommerce easier than ever.

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Flexible Payment
Gateway

Our adaptable, intelligent, and seamless payment gateway works for almost any business, including those in high-risk industries. Meanwhile, our easy-to-use API allows you to fully customize, white label, and more.

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Simplified Recurring/
Subscription Payments

Create more predictable cash flow at your credit repair business. Inovio can initiate scheduled renewals of initial transactions to help you automate recurring and subscription-based payments, saving you serious time and money.

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The benefits of a high-risk merchant account for your credit repair business.

Inovio’s merchant accounts for credit repair companies give you access to all the next-generation technology you need to streamline your payments and grow your business.

Frequently Asked Questions

Why are credit repair services considered high-risk?

There are several reasons that payment processors consider merchant accounts for credit repair companies high-risk. These include the industry’s high chargeback rates, the financial instability of customers seeking credit repair services, and regulatory scrutiny. Don’t worry though: You should still be able to help your clients boost their credit scores by accepting online payments once you find a payment technology partner that has experience with high-risk merchants.

What can I expect during the application process?
No matter which specialty payment processor you choose to partner with for your credit repair payment processing, there are a few things you can expect. These include a slightly more in-depth application process including financial documentation requests, background checks, and credit checks. You’ll also pay slightly higher transaction fees due to the increased risk associated with your industry. In some cases, your processor may even hold a percentage of each transaction in reserve to help pay for chargebacks.
Why should I partner with Inovio?
There are several reasons. For starters, we are a technology-driven payment solutions provider with decades of experience working with high-risk merchants like credit repair businesses. We offer omnichannel payment processing that is affordable and PCI-compliant. Plus, we support it with white-glove customer service and technical support.