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A nutraceutical & supplement merchant account that will make you feel good.

The nutraceutical payment processing of the future, now. That’s what Inovio provides with every nutraceutical merchant account we underwrite. From our ease of onboarding and affordable, PCI-compliant payment processing to our high authorization rates and white-glove customer service and technical support, nobody simplifies payments for businesses selling nutraceuticals and supplements like Inovio.

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HomeIndustriesMedicinal › Nutraceutical

The best payment processing for merchants selling supplements and nutraceuticals.

Since 1992, Inovio has been helping specialty merchants like businesses selling nutraceuticals, or those in the supplements industry, accept credit cards. We are the supplement payment processor with the experience, technologies, and sponsor bank relationships to help you accept credit cards and enjoy healthier profits.

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Hassle-Free
Hosted Checkout

Inovio makes selling nutraceuticals and dietary supplements online simple. Create and configure your own checkout page for nutraceutical payments with our intuitive API. You can also use our Hosted Payment Form to accept payments directly on your website, or a custom-branded Hosted Checkout Page we host for you.

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Flexible Payment
Gateway

Offering seamless integration and industry-best network uptimes, our adaptable payment gateway allows you to sell nutraceutical products online with confidence. The optimal payment gateway for nutraceutical businesses, Inovio will help you optimize authorizations, fight fraud, and increase cash flow. We even offer flexible APIs so you can add customized services.

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Recurring
Payments

Inovio is a proud member of the Subscription Trade Administration (SUBTA). We’ll help you manage recurring payments with automated payment processing featuring scheduled renewals of initial transactions to help you create more predictable cash flow at your nutraceutical company.

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The best high-risk merchant account features for nutraceuticals.

Unlike most banks and payment processors, we’re happy to partner with specialty businesses like those seeking nutritional supplement merchant accounts. We’re also thrilled to offer forward-thinking features to support our highly intelligent payment platform and gateway.

Frequently Asked Questions

What are nutraceuticals?

Combining the words nutrient and pharmaceutical, the term nutraceuticals refers to processed natural compounds that are used to provide various health benefits. This can include a wide range of products in the supplements industry, from vitamins, minerals, and herbal products, to both soluble and insoluble fibers, and more. Some examples of popular nutraceutical products include antioxidants, omega-3 fatty acids, and probiotics.

Why are nutraceuticals merchants considered high-risk?

Banks and payment processors charged with underwriting nutraceutical businesses, as well as those in the supplements industry, consider such merchants high-risk. This isn’t because of the average nutraceutical merchant’s credit score but rather because of the high chargeback ratios associated with the industry. The difficulties in proving the efficacy of products and the subscription-based models used by many nutraceutical businesses can increase chargeback ratios when customers forget to cancel their subscription and/or the product doesn't do what they thought it would.

Why should I partner with Inovio for my nutraceutical merchant account?

Inovio knows nutraceutical credit card processing. Our decades of experience providing forward-thinking payment solutions to specialty merchants like those selling nutraceuticals and supplements means we can make the application process as smooth as possible. Then there’s our in-house underwriting featuring high approval rates, FDA- and PCI-compliant payment solutions customized for the nutraceuticals industry, and of course, our white-glove customer service and technical support.