---
title: CBD Payment Processing - Online & In-Store | Inovio
description: Fast, secure CBD merchant accounts and payment processing. Get approved quickly and start accepting payments for your CBD business with ease and reliability.
---

[![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/)

- [Payment](https://www.inoviopay.com/payment) 
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       Go global with secure payment acceptance for virtually every currency. 
      
      
      
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      Payment Gateway
      
       Access a flexible payment gateway that’s secure and scalable. 
      
      
      
      ](https://www.inoviopay.com/payment/payment-gateway-open-api)
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      Hosted Checkout
      
       Let us host your checkout page for you — one that blends seamlessly with your website. 
      
      
      
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      Recurring Subscription
      
       Streamline your checkout with solutions for recurring and subscription-based payments. 
      
      
      
      ](https://www.inoviopay.com/payment/recurring-subscription)

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      Security
      
       Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more. 
      
      
      
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      Risk management
      
       Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more. 
      
      
      
      ](https://www.inoviopay.com/features/risk-management)
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      Reporting
      
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      ](https://www.inoviopay.com/features/reporting)
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      White Label API
      
       Integrate custom-branded payment processing into your app, platform, or website. 
      
      
      
      ](https://www.inoviopay.com/features/flexible-white-label-api)
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      Authorization Optimization
      
       Increase approvals with Transaction Recycling and Intelligent Transaction Routing. 
      
      
      
      ](https://www.inoviopay.com/features/authorization-optimization)
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      Multi-Currency
      
       Accept your international customers’ local currencies while getting paid in yours. 
      
      
      
      ](https://www.inoviopay.com/features/multi-currency)
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      Fraud Reduction
      
       Reduce fraud while protecting sensitive cardholder data and your profits. 
      
      
      
      ](https://www.inoviopay.com/features/fraud-reduction)

- [Industries](https://www.inoviopay.com/industries) 
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      Retail
      
       Optimize your retail business’ payments and operations. 
      
      
      
      ](https://www.inoviopay.com/industries/retail)
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      High Risk
      
       Enjoy high approval rates for merchants in hard-to-place categories. 
      
      
      
      ](https://www.inoviopay.com/industries/high-risk)
    - [![Medicinal Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/medicinal-ico.webp)
      
      Medicinal
      
       Let us simplify your payments so you can focus on your patients. 
      
      
      
      ](https://www.inoviopay.com/industries/medicinal)
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      SaaS
      
       Automate recurring billing/subscription management through your software. 
      
      
      
      ](https://www.inoviopay.com/industries/saas)
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      Education
      
       Streamline tuition collection for your school or educational program. 
      
      
      
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- [Explore](https://www.inoviopay.com/industries/medicinal/cbd#) 
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      Contact Us
      
       Get in touch with Inovio. 
      
      
      
      ](https://www.inoviopay.com/industries/medicinal/cbd#)
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      About Us
      
       Discover the industry’s most intelligent global payment platform and gateway. 
      
      
      
      ](https://www.inoviopay.com/about)
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      Blog
      
       Get all the latest payment technology tips and trends with Inovio Insights. 
      
      
      
      ](https://www.inoviopay.com/blog)
    - [System Status 
      
      ](https://paymentshub.statuspage.io)
    - [North.com 
      
      ](https://north.com)

- Get Started

<https://www.inoviopay.com/industries/medicinal/cbd#>

- [Payment](https://www.inoviopay.com/industries/medicinal/cbd#) 
    - [←](https://www.inoviopay.com/industries/medicinal/cbd#)
    - [Payment](https://www.inoviopay.com/payment)
    - [International](https://www.inoviopay.com/payment/international)
    - [Web3](https://www.inoviopay.com/payment/web3)
    - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api)
    - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout)
    - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription)
- [Features](https://www.inoviopay.com/industries/medicinal/cbd#) 
    - [←](https://www.inoviopay.com/industries/medicinal/cbd#)
    - [Features](https://www.inoviopay.com/features)
    - [Security](https://www.inoviopay.com/features/security)
    - [Risk Management](https://www.inoviopay.com/features/risk-management)
    - [Reporting](https://www.inoviopay.com/features/reporting)
    - [Integrations](https://www.inoviopay.com/features/third-party-integrations)
    - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api)
    - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization)
    - [Multi-Currency](https://www.inoviopay.com/features/multi-currency)
    - [Fraud](https://www.inoviopay.com/features/fraud-reduction)
- [Industries](https://www.inoviopay.com/industries/medicinal/cbd#) 
    - [←](https://www.inoviopay.com/industries/medicinal/cbd#)
    - [Industries](https://www.inoviopay.com/industries)
    - [Retail](https://www.inoviopay.com/industries/retail)
    - [High Risk](https://www.inoviopay.com/industries/high-risk)
    - [Medicinal](https://www.inoviopay.com/industries/medicinal)
    - [SaaS](https://www.inoviopay.com/industries/saas)
    - [Education](https://www.inoviopay.com/industries/education)
- [Explore](https://www.inoviopay.com/industries/medicinal/cbd#) 
    - [←](https://www.inoviopay.com/industries/medicinal/cbd#)
    - [Contact Us](https://www.inoviopay.com/industries/medicinal/cbd#)
    - [About Us](https://www.inoviopay.com/about)
    - [Blog](https://www.inoviopay.com/blog)
    - [Partners](https://www.inoviopay.com/partners)
    - [System Status](https://paymentshub.statuspage.io)
    - [North.com](https://north.com)

![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png)

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Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form.

[Home](https://www.inoviopay.com/) › [Industries](https://www.inoviopay.com/industries) › [Medicinal](https://www.inoviopay.com/industries/medicinal) › CBD

## Accept Credit Card Payments with a CBD Merchant Account.

At Inovio, our CBD merchant accounts and affordable, PCI-compliant CBD credit card processing simplifies the checkout process for you and your customers in-store and online. Start accepting payments with a CBD merchant account from the industry leader today.

![Hosted_Checkout_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Hosted_Checkout_ico.webp?height=80&name=Hosted_Checkout_ico.webp)

Simplified Hosted  
Checkout

No other CBD payment processor makes it easier to sell CBD and hemp-derived products online than Inovio. Choose from our Hosted Checkout Page or Hosted Payment Form for online CBD sales while simplifying or even eliminating your PCI compliance burden.

[Explore       ›](https://www.inoviopay.com/payment/hosted-checkout)

![Gateway-Payment_img](https://www.inoviopay.com/hubfs/Inovio/Gateway-Payment_img.webp)

Flexible Payment  
Gateway

Our adaptable, intelligent, and seamless global payment gateway helps you optimize CBD payment authorizations, fight fraud, and more. We even offer flexible APIs so you can easily add functionality, maximize resources, and tailor requirements based on geography. It’s tomorrow’s payment gateway today.

[Explore       ›](https://www.inoviopay.com/payment/payment-gateway-open-api)

![Recurring_Subscription_Payments_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Recurring_Subscription_Payments_ico.webp?height=80&name=Recurring_Subscription_Payments_ico.webp)

Automated Recurring  
Payments

Our Recurring Billing Solution allows merchants in the CBD industry to quickly, easily, and securely accept recurring and/or subscription-based payments. We can initiate scheduled renewals for CBD sales, charging them to the original card (and subsequent cards via Auto Account Updater).

[Explore       ›](https://www.inoviopay.com/payment/recurring-subscription)

## The proven payment processor for CBD merchant services.

When it comes to CBD payment processing, no other partner is more committed to offering you the latest technologies and merchant services so you can start accepting payments affordably, seamlessly, and securely.

![Group 30524](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030524.webp?width=676&height=820&name=Group%2030524.webp) ![Group 30743](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030743.webp?width=676&height=820&name=Group%2030743.webp) ![Group 30745](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030745.webp?width=676&height=820&name=Group%2030745.webp) ![Group 30747](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030747.webp?width=676&height=820&name=Group%2030747.webp) ![Group 30749](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030749.webp?width=676&height=820&name=Group%2030749.webp) ![Group 30751](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030751.webp?width=676&height=820&name=Group%2030751.webp)

## Unrivaled Security

You need secure, PCI-compliant CBD credit card processing to protect your business. No other payment processor takes security more seriously than Inovio. We offer support for 3-D Secure (3DS 2.0) authentication, certified point-to-point encryption, military-grade tokenization, and more.

[Explore               ›](https://www.inoviopay.com/features/security)

## Unrivaled Risk Management

Inovio provides innovative payment solutions that minimize risk to maximize your profits. These include the latest in Authorization Optimization, a Risk Monitoring System that analyzes data in real time, and our Fraudcast technology for chargeback mitigation. Not to mention simplified whitelists and blacklists, and more.

[Explore               ›](https://www.inoviopay.com/features/authorization-optimization)

## Seamless Third-Party Integrations

Easily connect to leading third-party ecommerce platforms like WooCommerce, PrestaShop, and Magento. Plus, the latest customer relationship and chargeback management solutions, and feature-packed payment processing software like Payanywhere.

[Explore               ›](https://www.inoviopay.com/features/third-party-integrations)

## Custom Reporting

Our secure online merchant portal and credit card processing software give CBD businesses access to analytics-based data regarding processing activity, inventory, and more. Get anytime access to postback (webhook) functionality with custom alerts sent to your mobile device.

[Explore               ›](https://www.inoviopay.com/features/reporting)

## Authorization Optimization

With CBD payment processing from Inovio, you can rest assured we do everything we can to help CBD merchants increase their authorizations and cash flow with solutions like our Transaction Recycling, Intelligent Transaction Routing and Auto Account Updater.

[Explore               ›](https://www.inoviopay.com/features/authorization-optimization)

## Maximum Flexibility

We offer tomorrow’s CBD merchant processing today with solutions that work for CBD businesses from any bank source, with any endpoint. Our easy-to-use API even allows you to fully customize, white label, and more.

[Explore               ›](https://www.inoviopay.com/features/flexible-white-label-api)

1/

## Frequently Asked Questions

### What is CBD?

Cannabidiol, commonly abbreviated to CBD, is the second-most active cannabinoid in cannabis plants after tetrahydrocannabinol (THC). Unlike THC, it is nonpsychoactive meaning it does not cause a high or impair daily functioning. There are those who believe CBD can be used to manage certain health conditions, reduce anxiety, and ease pain.

### Why are CBD merchants considered high-risk?

While the products themselves are not risky, there are several factors which have led CBD payment processors and their sponsor banks to offer only high-risk merchant accounts to businesses in the industry. For starters, even though the 2018 Farm Bill legalized the sale of products derived from hemp, there are still regulations that remain on a state-by-state basis that can be too complex to navigate for less experienced CBD payment processors. There’s also the higher risk of fraud and chargebacks associated with CBD credit card processing.

### Why should I choose Inovio for my CBD merchant account?

At inovio, we know CBD merchant processing. We’ve been helping merchants in so-called “high-risk industries” like CBD accept payments and grow their businesses for years. We leverage the latest payment technologies to offer CBD credit card processing that is easy, reliable, and affordable.

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