--- title: Firearm Friendly Credit Card Processing & Merchant Accounts | Inovio description: Reliable, secure firearm-friendly credit card processing and merchant accounts. Simplify payments while staying compliant with industry regulations. --- [![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/) - [Payment](https://www.inoviopay.com/payment) - [![International Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/international-ico.webp) International Go global with secure payment acceptance for virtually every currency. ](https://www.inoviopay.com/payment/international) - [![Web3 Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/web3-ico.webp) Web3 Experience the future of payments as blockchain technology meets our next-level software development. ](https://www.inoviopay.com/payment/web3) - [![Payment Gateway Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/payment-gateway-ico.webp) Payment Gateway Access a flexible payment gateway that’s secure and scalable. ](https://www.inoviopay.com/payment/payment-gateway-open-api) - [![Hosted Checkout Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/hosted-checkout-ico.webp) Hosted Checkout Let us host your checkout page for you — one that blends seamlessly with your website. ](https://www.inoviopay.com/payment/hosted-checkout) - 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[![Integrations Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/third-party-integrations-ico.webp) Integrations Enjoy seamless integration with leading third-party payment and CRM solutions. ](https://www.inoviopay.com/features/third-party-integrations) - [![White Label API Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/flexible-white-label-api-ico.webp) White Label API Integrate custom-branded payment processing into your app, platform, or website. ](https://www.inoviopay.com/features/flexible-white-label-api) - [![Authorization Optimization Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/authorization-optimization-ico.webp) Authorization Optimization Increase approvals with Transaction Recycling and Intelligent Transaction Routing. ](https://www.inoviopay.com/features/authorization-optimization) - [![Multi-Currency Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/multi-currency-ico.webp) Multi-Currency Accept your international customers’ local currencies while getting paid in yours. ](https://www.inoviopay.com/features/multi-currency) - 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[System Status ](https://paymentshub.statuspage.io) - [North.com ](https://north.com) - Get Started - [Payment](https://www.inoviopay.com/industries/high-risk/firearms#) - [←](https://www.inoviopay.com/industries/high-risk/firearms#) - [Payment](https://www.inoviopay.com/payment) - [International](https://www.inoviopay.com/payment/international) - [Web3](https://www.inoviopay.com/payment/web3) - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api) - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout) - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/industries/high-risk/firearms#) - [←](https://www.inoviopay.com/industries/high-risk/firearms#) - [Features](https://www.inoviopay.com/features) - [Security](https://www.inoviopay.com/features/security) - [Risk Management](https://www.inoviopay.com/features/risk-management) - [Reporting](https://www.inoviopay.com/features/reporting) - [Integrations](https://www.inoviopay.com/features/third-party-integrations) - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api) - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization) - [Multi-Currency](https://www.inoviopay.com/features/multi-currency) - [Fraud](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries/high-risk/firearms#) - [←](https://www.inoviopay.com/industries/high-risk/firearms#) - [Industries](https://www.inoviopay.com/industries) - [Retail](https://www.inoviopay.com/industries/retail) - [High Risk](https://www.inoviopay.com/industries/high-risk) - [Medicinal](https://www.inoviopay.com/industries/medicinal) - [SaaS](https://www.inoviopay.com/industries/saas) - [Education](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/industries/high-risk/firearms#) - [←](https://www.inoviopay.com/industries/high-risk/firearms#) - [Contact Us](https://www.inoviopay.com/industries/high-risk/firearms#) - [About Us](https://www.inoviopay.com/about) - [Blog](https://www.inoviopay.com/blog) - [Partners](https://www.inoviopay.com/partners) - [System Status](https://paymentshub.statuspage.io) - [North.com](https://north.com) ![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png) - Close We're here to help! If you’ve made it this far, you’re the smart and savvy type we love doing business with. Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form. [Home](https://www.inoviopay.com/) › [Industries](https://www.inoviopay.com/industries) › [High Risk](https://www.inoviopay.com/industries/high-risk) › Firearms ## Tomorrow’s firearms merchant accounts today. From our high authorization rates to our ease of onboarding … From our in-store and online solutions to our white-glove personal service … For the firearms payment processing solutions you need to hit your sales targets, go with Inovio. ![hosted_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/hosted_ico.webp?height=80&name=hosted_ico.webp) ### Hosted Checkout options With our Hosted Checkout solutions, the “e” in ecommerce stands for easy. Accept payments online directly on your website with our Hosted Payment Form. Or let us host your checkout (and carry your PCI compliance burden) with a custom-branded Hosted Checkout Page. [Explore       ›](https://www.inoviopay.com/payment/hosted-checkout) ![gateway_ico](https://www.inoviopay.com/hubfs/Inovio/gateway_ico.webp) ### Flexible Payment Gateway Adaptable, intelligent, seamless — these are just a few words that describe our highly flexible global payment gateway and industry-leading APIs. At Inovio, our scalable, technology-driven solutions are built to grow with your firearms-related business. [Explore       ›](https://www.inoviopay.com/payment/payment-gateway-open-api) ![web3_ico](https://www.inoviopay.com/hubfs/Inovio/web3_ico.webp) ### Support for Web3 Payments The world is evolving beyond credit and debit card payments to include global transaction solutions built on blockchain. Inovio is ready with next-generation Web3 processing solutions so you can accept payments including cryptocurrencies, NFTs, and DAOs. [Explore       ›](https://www.inoviopay.com/payment/web3) ## Gun-friendly credit card processing features. We don’t just help firearms merchants accept credit and debit cards. We give you access to all the next-generation merchant services and business management features and tools you need to grow your firearms business. ![Group 30524](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030524.webp?width=676&height=820&name=Group%2030524.webp) ![Group 30743](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030743.webp?width=676&height=820&name=Group%2030743.webp) ![Group 30745](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030745.webp?width=676&height=820&name=Group%2030745.webp) ![Group 30747](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030747.webp?width=676&height=820&name=Group%2030747.webp) ![Group 30749](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030749.webp?width=676&height=820&name=Group%2030749.webp) ![Group 30751](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030751.webp?width=676&height=820&name=Group%2030751.webp) ### Bulletproof Security Get more than a firearms merchant account. Get peace of mind. Inovio provides certified, point-to-point encryption, military-grade tokenization, and simplified PCI compliance. No other payment processor is more committed to safeguarding sensitive cardholder data than Inovio. [Explore               ›](https://www.inoviopay.com/features/security) ### Vigilant Risk Management Increase approvals and profits with our authorization optimization tools. All while decreasing chargebacks with our powerful Fraudcast tool and generating whitelists and blacklists to minimize risk on every transaction. [Explore               ›](https://www.inoviopay.com/features/authorization-optimization) ### Seamless Third-Party Integrations Leverage leading ecommerce platforms like WooCommerce, PrestaShop, and Magento. Plus, leading CRM solutions like Verifi, Infusionsoft, and Cart Connect and powerful POS software like Payanywhere. Accept payments with the latest shopping cart plugins, and more. [Explore               ›](https://www.inoviopay.com/features/third-party-integrations) ### Real-time Reporting Accept credit card payments. Then, stay in the loop on everything related to your business with webhook alerts sent to your phone in real time. More effectively manage your inventory, employees, customers, and chargebacks — all from wherever you are. [Explore               ›](https://www.inoviopay.com/features/reporting) ### Payment Optimization Partner with a forward-thinking, gun-friendly credit card processor committed to optimizing every single payment. How? Industry-leading features like advanced fraud protection featuring Rapid Dispute Resolution, Failed Transaction Recycling, Intelligent Transaction Routing, Auto Account Updater, and more. [Explore               ›](https://www.inoviopay.com/features/authorization-optimization) ### Flexible Platform and Gateway Inovio’s gun-friendly credit card processing allows you to customize our technology-driven merchant services to your heart’s content. That includes full white labeling through our easy-to-use API. No wonder we’re considered the industry’s most intelligent global payment platform and gateway. [Explore               ›](https://www.inoviopay.com/payment/payment-gateway-open-api) 1/ ## Frequently Asked Questions ### Why are gun businesses considered high-risk? There are several reasons why businesses like gun shops and gun dealers selling firearms online are considered high-risk, even by gun-friendly credit card processors like Inovio. These include the presence of age restrictions in the firearms industry, the high average dollar amount of the average firearms transaction, and the increased rate of chargebacks associated with the sale of firearms. Luckily, there are a few payment technology companies like Inovio out there that offer affordable and compliant payment processing for firearms. ### What will I need to get approved for a firearms merchant account? For starters, you’ll need a Federal Firearms License (FFL) which allows you to legally sell firearms between states. Then, like any other merchant, you’ll need to undergo a background/financial check by your payment processor of choice’s Underwriting Department. At Inovio, we do our underwriting in-house, so If everything checks out, we’ll have you set up to accept credit card payments in no time. ### Why should I choose Inovio as my payment technology partner? Well for starters, we’ve been offering affordable, frictionless, and PCI-compliant gun-friendly credit card processing for years. We have the sponsor bank relationships to get you approved for a firearms merchant account. Plus, white-glove customer care and technical support you won’t find from any other credit card processor. Not to mention, the latest point of sale and ecommerce solutions. ```json { "@context" : "http://schema.org", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : { "@id" : "https://www.inoviopay.com", "name" : "Home" }, "position" : 1 } ] } ```