Go global with secure payment acceptance for virtually every currency.
Experience the future of payments as blockchain technology meets our next-level software development.
Access a flexible payment gateway that’s secure and scalable.
Let us host your checkout page for you — one that blends seamlessly with your website.
Streamline your checkout with solutions for recurring and subscription-based payments.
Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more.
Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more.
Create customizable, actionable reports to track your sales, inventory, and more.
Enjoy seamless integration with leading third-party payment and CRM solutions.
Integrate custom-branded payment processing into your app, platform, or website.
Increase approvals with Transaction Recycling and Intelligent Transaction Routing.
Accept your international customers’ local currencies while getting paid in yours.
Reduce fraud while protecting sensitive cardholder data and your profits.
Optimize your retail business’ payments and operations.
Enjoy high approval rates for merchants in hard-to-place categories.
Let us simplify your payments so you can focus on your patients.
Automate recurring billing/subscription management through your software.
Streamline tuition collection for your school or educational program.
If you’ve made it this far, you’re the smart and savvy type we love doing business with.
Contact us by calling 866-267-2246, emailing info@inoviopay.com, or filling out the form.
Inovio has been helping businesses operating in specialty categories simplify their payments and increase their profits since 1992. Even if you’re a business type that represents a higher risk or you have little to no processing history, we can still provide you with affordable and secure payment solutions. Better still, these solutions are completely customizable and supported by white-glove customer care. When it comes to accepting credit cards as a specialty business, it pays to go with Inovio.
Hosted Checkout
Accept payments online with our Hosted Checkout Page or Hosted Payment Form while simplifying or even eliminating your PCI compliance burden.
Payment Gateway
Take advantage of a fully integrated, technology-driven payment gateway that delivers seamless integration and global scalability.
Recurring/Subscription Payments
Simplify payments for repeat customers by securely storing cards on file, while leveraging flexible billing schedules that keep your cash flowing.
International Payments
Accept local currencies while getting paid in yours with our multi-currency conversion.
Adult
Get credit card processing designed specifically for the adult entertainment industry.
Credit repair
Leverage high-risk payment processing designed with credit repair businesses in mind.
Online gaming
Partner with a payment processor who knows how to keep your players in the game.
Online alcohol
Keep your spirits up with simplified high-risk payment processing for online alcohol retailers.
Robust Security
Get peace of mind with simplified PCI compliance, certified point-to-point encryption, support for 3-D Secure payments, and more.
Risk Management
Mitigate and manage chargebacks with our proprietary Fraudcast tool while creating whitelists and blacklists to minimize risk.
Third-Party Integrations
Enjoy seamless integration with third parties like WooCommerce, PrestaShop, Magento, and more.
Custom Reporting
Get access to actionable data in real time with customizable reporting and webhooks sent right to your mobile device.
Authorization Optimization
Increase approvals with Intelligent Transaction Routing, Transaction Recycling, and Auto Account Updater.
Maximum Flexibility
We provide business owners with access to a flexible payment platform and gateway that can adapt to changes and scale with you as you grow.
A high-risk merchant account is a specialty merchant account for businesses in traditionally hard-to-place categories. Businesses may be considered high-risk for several reasons. These include the business’s financial history and/or credit score, the industry it’s operating in, and whether the business sells internationally. Additional factors that could make merchants require high-risk payment processing include having large average transaction amounts, high chargeback ratios, being a brand-new business, and having a high rate of card-not-present transactions (and therefore a greater risk of fraud).
There are several things to consider when selecting a payment processing company for your high-risk merchant account. Obviously, you’ll want a payment technology company who is experienced with high-risk industries in general, and your specific industry in particular. You’ll also need a reputable partner who can offer reasonable fees, ironclad payment security, the latest risk management tools, and round-the-clock customer care and technical support.