--- title: Vape & eCig Merchant Accounts & Payment Processing | Inovio description: Secure vape & eCig merchant accounts with reliable payment processing. Support your business with compliant, efficient solutions tailored to your needs. --- [![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/) - [Payment](https://www.inoviopay.com/payment) - [![International Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/international-ico.webp) International Go global with secure payment acceptance for virtually every currency. ](https://www.inoviopay.com/payment/international) - [![Web3 Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/web3-ico.webp) Web3 Experience the future of payments as blockchain technology meets our next-level software development. ](https://www.inoviopay.com/payment/web3) - [![Payment Gateway Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/payment-gateway-ico.webp) Payment Gateway Access a flexible payment gateway that’s secure and scalable. ](https://www.inoviopay.com/payment/payment-gateway-open-api) - [![Hosted Checkout Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/hosted-checkout-ico.webp) Hosted Checkout Let us host your checkout page for you — one that blends seamlessly with your website. ](https://www.inoviopay.com/payment/hosted-checkout) - [![Recurring Subscription Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/recurring-subscription-ico.webp) Recurring Subscription Streamline your checkout with solutions for recurring and subscription-based payments. ](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/features) - [![Security Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/security-ico.webp) Security Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more. ](https://www.inoviopay.com/features/security) - [![Risk management Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/risk-management-ico.webp) Risk management Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more. ](https://www.inoviopay.com/features/risk-management) - [![Reporting Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/reporting-ico.webp) Reporting Create customizable, actionable reports to track your sales, inventory, and more. ](https://www.inoviopay.com/features/reporting) - [![Integrations Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/third-party-integrations-ico.webp) Integrations Enjoy seamless integration with leading third-party payment and CRM solutions. ](https://www.inoviopay.com/features/third-party-integrations) - [![White Label API Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/flexible-white-label-api-ico.webp) White Label API Integrate custom-branded payment processing into your app, platform, or website. ](https://www.inoviopay.com/features/flexible-white-label-api) - [![Authorization Optimization Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/authorization-optimization-ico.webp) Authorization Optimization Increase approvals with Transaction Recycling and Intelligent Transaction Routing. ](https://www.inoviopay.com/features/authorization-optimization) - [![Multi-Currency Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/multi-currency-ico.webp) Multi-Currency Accept your international customers’ local currencies while getting paid in yours. ](https://www.inoviopay.com/features/multi-currency) - [![Fraud Reduction Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/fraud-reduction-ico.webp) Fraud Reduction Reduce fraud while protecting sensitive cardholder data and your profits. ](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries) - [![Retail Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/retail-ico-1.webp) Retail Optimize your retail business’ payments and operations. ](https://www.inoviopay.com/industries/retail) - [![High risk Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/high-risk-ico.webp) High Risk Enjoy high approval rates for merchants in hard-to-place categories. ](https://www.inoviopay.com/industries/high-risk) - [![Medicinal Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/medicinal-ico.webp) Medicinal Let us simplify your payments so you can focus on your patients. ](https://www.inoviopay.com/industries/medicinal) - [![SaaS Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/saas-ico.webp) SaaS Automate recurring billing/subscription management through your software. ](https://www.inoviopay.com/industries/saas) - [![Education Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/education-ico.webp) Education Streamline tuition collection for your school or educational program. ](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [![Contact Us Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/contact-us-ico.png) Contact Us Get in touch with Inovio. ](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [![Partners Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/partners-ico.png) Partners Experience the flexibility of our partnership programs. ](https://www.inoviopay.com/partners) - [![About Us Icon](https://www.inoviopay.com/hubfs/Inovio/about-ico.png) About Us Discover the industry’s most intelligent global payment platform and gateway. ](https://www.inoviopay.com/about) - [![Blog Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/blog-ico.png) Blog Get all the latest payment technology tips and trends with Inovio Insights. ](https://www.inoviopay.com/blog) - [System Status ](https://paymentshub.statuspage.io) - [North.com ](https://north.com) - Get Started - [Payment](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [←](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [Payment](https://www.inoviopay.com/payment) - [International](https://www.inoviopay.com/payment/international) - [Web3](https://www.inoviopay.com/payment/web3) - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api) - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout) - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription) - [Features](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [←](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [Features](https://www.inoviopay.com/features) - [Security](https://www.inoviopay.com/features/security) - [Risk Management](https://www.inoviopay.com/features/risk-management) - [Reporting](https://www.inoviopay.com/features/reporting) - [Integrations](https://www.inoviopay.com/features/third-party-integrations) - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api) - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization) - [Multi-Currency](https://www.inoviopay.com/features/multi-currency) - [Fraud](https://www.inoviopay.com/features/fraud-reduction) - [Industries](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [←](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [Industries](https://www.inoviopay.com/industries) - [Retail](https://www.inoviopay.com/industries/retail) - [High Risk](https://www.inoviopay.com/industries/high-risk) - [Medicinal](https://www.inoviopay.com/industries/medicinal) - [SaaS](https://www.inoviopay.com/industries/saas) - [Education](https://www.inoviopay.com/industries/education) - [Explore](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [←](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [Contact Us](https://www.inoviopay.com/industries/high-risk/ecig-and-vape#) - [About Us](https://www.inoviopay.com/about) - [Blog](https://www.inoviopay.com/blog) - [Partners](https://www.inoviopay.com/partners) - [System Status](https://paymentshub.statuspage.io) - [North.com](https://north.com) ![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png) - Close We're here to help! If you’ve made it this far, you’re the smart and savvy type we love doing business with. Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form. [Home](https://www.inoviopay.com/) › [Industries](https://www.inoviopay.com/industries) › [High Risk](https://www.inoviopay.com/industries/high-risk) › Ecig & Vape ## Merchant accounts and credit card processing for vape and ecig businesses. ![Hosted_Checkout_ico](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Hosted_Checkout_ico.webp?width=77&height=80&name=Hosted_Checkout_ico.webp) Hosted Checkout Nobody makes it easier to accept payments online. Complete ecommerce transactions directly on your website with our Hosted Payment Form — all while enjoying simplified PCI compliance with our PCI Plus Program. Or, leave the PCI compliance to us with a custom-branded Hosted Checkout Page that we host for you. [Explore       ›](https://www.inoviopay.com/payment/hosted-checkout) ![Gateway-Payment_img](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Gateway-Payment_img.webp?width=90&height=61&name=Gateway-Payment_img.webp) Payment Gateway Nobody makes accepting payments as an online vape and ecig merchant easier than Inovio. Our payment gateway helps you optimize authorizations, fight fraud, and so much more. We even offer flexible APIs to help you add services, maximize resources, and tailor your requirements based on geography. It’s the payment gateway of tomorrow, today. [Explore       ›](https://www.inoviopay.com/payment/payment-gateway-open-api) ![Recurring_Subscription_Payments_img](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Recurring_Subscription_Payments_img.webp?width=65&height=74&name=Recurring_Subscription_Payments_img.webp) Recurring/Subscription Payments No other payment processor makes it easier to automate payments for recurring purchases/subscriptions. Encourage customers to pay promptly and securely — all while increasing your cash flow, and freeing yourself up to focus on growing your vape business. Check out our customizable solutions for subscription and membership payments. [Explore       ›](https://www.inoviopay.com/payment/recurring-subscription) ## The best payment processing/payment gateway features. ![Group 30524](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030524.webp?width=676&height=820&name=Group%2030524.webp) ![Group 30743](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030743.webp?width=676&height=820&name=Group%2030743.webp) ![Group 30745](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030745.webp?width=676&height=820&name=Group%2030745.webp) ![Group 30747](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030747.webp?width=676&height=820&name=Group%2030747.webp) ![Group 30749](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030749.webp?width=676&height=820&name=Group%2030749.webp) ![Group 30751](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%2030751.webp?width=676&height=820&name=Group%2030751.webp) ## Ironclad Security As an ecig business, combating fraud and chargebacks is crucial to your success. Luckily, Inovio offers 3-D Secure (3DS 2.0) authentication, certified by EMVCo®. Plus, certified, point-to-point encryption and a simplified PCI compliance process. No other payment technology partner is more committed to safeguarding sensitive cardholder data and protecting your profits than Inovio. That way, you can accept payments with peace of mind. [Explore               ›](https://www.inoviopay.com/features/security) ## Risk Management When you secure a vape merchant account from Inovio, you’re protected both in store and online by the latest technologies for minimizing risk and maximizing profits. That includes Authorization Optimization, a Risk Monitoring System, and our proprietary Fraudcast technology for chargeback mitigation. Plus, simplified whitelists and blacklists, and more. Get more than just a merchant services provider. [Explore               ›](https://www.inoviopay.com/features/authorization-optimization) ## Third-Party Integrations Our flexible payment processing solutions allow you to easily sell vape products online by seamlessly integrating with leading third-party ecommerce platforms like WooCommerce, PrestaShop, and Magento. We also play well with feature-rich POS software like Payanywhere. Plus, leading chargeback management and CRM solutions, and more. [Explore               ›](https://www.inoviopay.com/features/third-party-integrations) ## Real-time Reporting Your vape merchant account through Inovio grants you access to a secure online portal where you can access actionable transaction data in real time so you can make more informed business decisions. Gain instant insights into customer purchasing patterns while identifying daily, weekly, monthly, or yearly trends. [Explore               ›](https://www.inoviopay.com/features/reporting) ## Authorization Optimization Partner with Inovio and we’ll help you increase your authorizations, cash flow, and profits. Our Transaction Recycling, Intelligent Transaction Routing, and Auto Account Updater tools help businesses with high-risk merchant accounts increase approval ratios automatically. [Explore               ›](https://www.inoviopay.com/features/authorization-optimization) ## Maximum Flexibility We deliver tomorrow’s payment solutions today. Our flexible platform and gateway work with businesses in almost any industry, from any bank source, with any endpoint. Meanwhile, our easy-to-use API allows for maximum customization including full white-labeling. [Explore               ›](https://www.inoviopay.com/payment/payment-gateway-open-api) 1/ ## Frequently Asked Questions ### Why is the ecig and vape industry considered high-risk? There are several reasons why merchants in the vape and ecigarette business, including those selling paraphernalia, are considered high risk by payment technology providers and their sponsor banks. These include the health concerns associated with vape products, the existence of age restrictions and FDA regulations that vaping and ecigarette suppliers must comply with, and a high rate of chargebacks vape shops incur. ### What can I expect during the application and approval process? When securing a vape merchant account from a high-risk payment processor, you can expect a slightly more in-depth application process. If, like Inovio, the credit card processing company you’re seeking to partner with, has experienced in-house Risk Management and Underwriting Departments, then the process should be pretty painless. ### What else should I look for in a payment technology partner? You’ll want to choose an experienced credit card processor with experience in the ecigarette industry. You’d also do well to choose a tech-forward partner offering the latest solutions for increasing authorizations and reducing fraud and chargebacks. ```json { "@context" : "http://schema.org", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : { "@id" : "https://www.inoviopay.com", "name" : "Home" }, "position" : 1 } ] } ```