Not all that long ago, most purchases were made in person, with merchants and customers able to look each other in the eye and exchange currency hand to hand. However, those days seem to be gone forever, with an increasing number of transactions taking place virtually over the phone or internet. As a seller, you need to learn more about these so-called card-not-present or virtual transactions so that you can understand their pricing structure and choose the credit card processor that best meets your specific needs.

Expanding your business into the global marketplace is a dizzying prospect. Although it is brimming with the potential for a widened customer base and increased profits, it is not an undertaking that you should launch without doing some thorough research in advance. To that end, we have compiled this guide to multi-currency payment processing as a tool you can refer to before you begin to accept overseas payments. Once you understand the basics, you’ll be better equipped to take full advantage of global ecommerce.

As you get ready to launch your online pharmacy, there are many factors to think about. Deciding on who your customers should be and what products you want to specialize in are just two of the most important. Before you get started, you should also consider the many advantages of investing in recurring billing software from your merchant account for online pharmacy providers.

Optimizing the security of credit card payments is not just essential for you as a convenience store owner and beneficial for your customers. Taking maximum precautions in this area also serves Visa, Mastercard, and the other major card brands that have a great deal invested in ensuring the safety of payments. That is why they have come up with a protocol known as 3-D Secure.

Buying and selling online is more than a flash in the pan. Once dismissed as a craze that few would embrace, ecommerce continues to skyrocket in popularity. Whether you are just starting your online business or you’ve already dipped a toe into online selling but want to make sure you are doing everything correctly, it is crucial that you know some of the major laws that have been put in place to protect both internet buyers and sellers.

Whether you are launching an entirely new venture or expanding an existing one, the decision to enter the global marketplace by processing payments in monetary denominations other than your own is a big one. Just as you should never start any business without a solid plan in place, it is important to come up with a strategy in advance that will ensure that your overseas payment processing goes smoothly.

Fraud, data tampering, and identity theft have been linked to the internet since its inception. Because making credit card payments online automatically places consumers at greater risk of cybercrime, the card industry continues to take steps to thwart digital attacks. The most recent of these is a protocol known as 3-D Secure 2.

In a very real sense, making an online purchase represents a significant leap of faith for your customer. Even though we are now decades into internet culture, the likelihood of identity theft and data breach remains high. EMVCo, an organization of members from six major card networks, sought to combat cybercrimes of all types by implementing a protocol known as 3-D Secure.

Resting on your laurels by taking cyber safety for granted can be a fatal mistake in today’s increasingly digital payments landscape. As soon as internet security professionals create the next generation of robust firewalls, antivirus solutions, and authentication software, hackers find ways around their innovations. Efforts such as 3-D Secure 2 represent the industry’s current gold standard in protecting merchants and their customers from dangerous identity thieves and fraudsters.

Recurring or subscription billing gives you a popular and compelling way to upgrade the choices and quality of service that you offer to your valued customers. It allows you to accept card on file payments in predetermined amounts for set durations of time, providing both you and your clients with a wide array of advantages. If you plan to set up subscription billing, you must understand the process and the various pricing models you can choose from.