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Dave Galens

Dave Galens is a writer, content maker, and creative thinker for the North family of brands. He has turned his keyboard to work for Payanywhere, North Exchange, Inovio, and many other Northern entities. His focus is on creating eye-opening, entertaining, information-rich material for the fintech world. Dave has contributed to blog and social posts, video content, press releases, and far too many websites to list here.

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Latest Posts.

Payment APIs explained A payment application programming interface, also called a payment API, is a set of rules that lets your software communicate with a payment processor in a controlled way.

By Dave Galens | February 26, 2026

Shopping cart abandonment is one of the most frustrating parts of running an ecommerce business. Shoppers show intent by adding items to a cart, then they leave before payment.

By Dave Galens | February 17, 2026

Why scalability matters as payments get more complex Payment acceptance keeps expanding beyond cash and cards into options like digital wallets and contactless transactions. As you add channels and pa...

By Dave Galens | January 14, 2026

The holiday season often brings a wave of customers driven by gifts, promotions, or one-time discounts. Once the calendar turns to January, many businesses see engagement decline as these users drift ...

By Dave Galens | January 06, 2026

When a legitimate customer is told that a transaction cannot be approved, the damage goes far beyond a single lost sale. False declines quietly reduce revenue, undermine trust, and push loyal buyers t...

By Dave Galens | December 01, 2025

Growing a business requires an exceptional customer experience, supported by payments technology that adapts to higher volumes and new channels. A flexible approach lets you accept payments reliably n...

By Dave Galens | November 24, 2025